Buying a Property With Us
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The Buying Process
At Hibbert-Foy Property, we know that buying a home—or a new space for your business—is a big step, and we’re here to make it feel as straightforward and supported as possible.
You’ll deal directly with Reuben from start to finish, benefiting from his local insight, honest advice, and years of experience in both residential and commercial property. Whether you’re a first-time buyer or looking for your next move, we’ll guide you through each stage with care, clarity, and a truly personal approach.
Step 1 – Understand your budget and get financially prepared
If you’re a cash buyer, the process is often quicker and more flexible. Otherwise, it’s a good idea to speak with a mortgage advisor early and secure an agreement in principle. This helps you move confidently when the right property comes along.
Step 2 – Choose your location and property type
Think about what matters most—how many bedrooms you need, whether you’d prefer a garden or parking, and if freehold or leasehold suits your plans. Location is key, so consider things like transport links, schools, or access to local amenities when narrowing your search.
Step 3 – Making an offer
Once you’ve found a property you love, we’ll help guide you through the offer process. It’s important to be realistic and consider factors like how long the property has been on the market and whether the seller has time constraints. We’ll be here to offer advice and handle communication every step of the way.
Further Steps
Arrange a survey
A survey helps identify any potential issues with the property, giving you peace of mind before moving forward. Your lender will also arrange a valuation to confirm it’s worth the price. We’re happy to recommend trusted local surveyors, or you can refer to the Royal Institute of Chartered Surveyors to find one that suits your needs.
Instruct a conveyancer
Property purchases involve important legal paperwork, so finding a reliable conveyancer or solicitor early on is essential. They’ll handle the legal details and ensure everything moves smoothly. If you’d like a recommendation, we work closely with professionals we know and trust—just ask our team.
Exchange contracts
Once your surveyor and conveyancer give the go-ahead, it’s time to exchange contracts. You’ll usually pay a deposit (often 10% of the purchase price) and both parties become legally committed to the sale. From here, things begin to feel very real—and very exciting.
Completion
This is the final step, when the balance of funds is transferred and the property officially becomes yours. Completion day is usually when you get your keys and can move in. Any outstanding fees, including stamp duty, are handled at this stage—and then it’s time to celebrate your new beginning.
Services
Mortgages
We work hand-in-hand with independent mortgage experts who will be able to provide the best products on the market. They will present a range of options to help you select the right finance for your purchase. Contact us for more information.
Conveyancing
A smooth property sale or purchase depends on a reliable, responsive conveyancer. At Hibbert-Foy Property, we understand how important it is to have the right professionals supporting your move.
While we don’t provide conveyancing services in-house, we’re always happy to recommend trusted local solicitors who share our commitment to clear communication and efficient service. If you need guidance on choosing the right conveyancer, we’re here to help point you in the right direction—so the legal side of your journey is just as stress-free as the rest.
